No Down Payment
Competitive Interest Rate
Not Requiring PMI
Easy Requirements
What is Mortgage
A mortgage is a type of loan used to finance the purchase of a property. It is typically a long-term loan that is secured by the property itself. The borrower (also known as the mortgagor) agrees to repay the loan, plus interest, over a specified period of time, usually through monthly installments.
If the borrower fails to make the required payments, the lender (also known as the mortgagee) has the right to take possession of the property through a legal process called foreclosure. Mortgages are commonly used by individuals and families to buy homes, but they can also be used for other types of real estate purchases or investments.
If the borrower fails to make the required payments, the lender (also known as the mortgagee) has the right to take possession of the property through a legal process called foreclosure. Mortgages are commonly used by individuals and families to buy homes, but they can also be used for other types of real estate purchases or investments.
Core Values & Principles
Transparency
We are providing clear and honest information to clients about the mortgage process, including terms, conditions, fees, and potential risks.
Integrity
Upholding high ethical standards and acting with honesty and integrity is crucial when dealing with clients' financial matters.
Customer-Centric Approach
This means focusing on the needs and goals of the borrowers and providing personalized solutions that meet their unique circumstances.
Hawaiian Island Mortgage
Our Goals
- Increase customer satisfaction
- Expand market share
- Enhance operational efficiency
- Maintain regulatory compliance
- Foster a positive work culture
- Offer comprehensive mortgage solutions
- Build strong partnerships
- Continuously improve customer education
- Embrace technological advancements
- Give back to the community
Our Client Testimonies
"I recently worked with this real estate team to purchase my dream home in Hawaii, and I couldn't be happier with the service I received. They were extremely knowledgeable about the local market and helped me find the perfect property to fit my needs and budget. Their attention to detail and commitment to their clients is unparalleled, and I highly recommend them to anyone looking to buy or sell real estate in Hawaii."
Jason Martin
Waipahu, HI
"I've been working with this real estate team for years, and they have consistently provided exceptional service and expertise in every transaction. They have an in-depth understanding of the Hawaii real estate market and helped me navigate the complexities of buying investment properties. They are always available to answer my questions and provide guidance, and I trust their judgment implicitly. I highly recommend them to anyone looking for top-notch real estate services in Hawaii."
Barbara Smith
Kapolei,HI
"I was new to Hawaii and didn't know where to start when it came to buying a home. This real estate team was recommended to me, and I'm so glad I gave them a call. They were patient, knowledgeable, and really took the time to understand my needs and preferences. They helped me find the perfect home in a great neighborhood, and I felt like I had a partner every step of the way. I highly recommend them to anyone looking for a stress-free real estate experience in Hawaii."
Mark Sommers
Honolulu,HI
- We are Happy to Help
Let's Find You Together The Place You Deserve
So if you’re ready to make your dream of living in Hawaii a reality, our team of experienced real estate professionals is here to help. We’ll guide you through every step of the process, from finding the perfect property to negotiating the best deal. Let us help you discover the joy of coming home to this beautiful island paradise.